Credit Repair
Reviewing credit reports, identifying inaccurate, outdated, or incomplete items, dispute support, documentation, and progress updates.
Services
Clear support for credit repair, student loans, and building credit.
New Heights helps clients understand where they are, organize the right documentation, and move toward the next best step with practical guidance.
Student Loan Support
Helping clients understand how student loans are reporting on their credit, organize documentation, and review possible next steps.
Build Credit
Credit education, positive account strategy, payment habits, utilization guidance, and helping clients prepare for goals like a home, car, or business funding.
What gets reviewed
Negative items and reporting issues we can review.
Each item needs its own documentation and bureau response. The goal is accurate reporting, not blanket promises.
Collections
Charge-offs
Repossessions
Foreclosure reporting
Bankruptcy reporting
Late payments
Inquiries
Identity and account errors
Medical bills
Student loans
Child support reporting
Process
What support can look like.
These are service activities, not guarantees. Outcomes depend on the credit report, documentation, creditor response, and bureau investigation.
Reports reviewed for inaccurate or incomplete details
Dispute rounds organized around documentation
Bureau responses tracked for next steps
Client goals connected to credit readiness
Student loan questions organized for next steps
Credit education explained in plain language
Monitoring reviewed as changes are reported
Client progress
Real monitoring snapshots clients have shared.
These screenshots show examples of report-monitoring updates after client work. They are not typical, promised, or guaranteed results.
FAQ
Common credit repair questions.
Do you help with student loans?
Yes. New Heights can help clients understand how student loans are reporting on their credit, organize documentation, and review possible next steps. This support does not replace guidance from a loan servicer, attorney, tax professional, or financial aid advisor.
Can credit repair remove accurate negative items?
No company should promise that. The focus is on disputing inaccurate, outdated, incomplete, or unverifiable information.
How long does credit repair take?
Many bureau responses arrive within 30 to 45 days, but timelines vary based on the report, documentation, and bureau response.
Do I need credit monitoring?
Monitoring helps track changes and confirm bureau updates. Shanell can share the IdentityIQ setup link when updated report access is needed.
Will my score increase?
Results vary by individual situation. Some clients see score movement when inaccurate items are corrected, while others may need additional credit-building steps.
What do I need for a consultation?
Bring your goals, recent credit score range, and any report details you already have. The first call is meant to clarify fit and next steps.
Is New Heights Credit Solutions a law firm?
No. New Heights Credit Solutions is not a law firm and does not provide legal advice.